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TSP Calculator

Calculate your Thrift Savings Plan balance, agency match, and projected retirement savings. Built for federal employees and military members.

Your TSP Details

Enter your salary, contributions, and timeline

Max $23,000/yr (2024); $30,500 if 50+

Agency/Service Match Up to 5% (FERS)

Historical TSP C Fund avg ~10%/yr

2.0%

TSP Fund Historical Returns

G Fund

~2–3%

Gov't Securities

F Fund

~3–4%

Fixed Income

C Fund

~10%

S&P 500 Index

S Fund

~8–11%

Small Cap Index

I Fund

~6–8%

International

Balance Composition

— at retirement
Projected Balance
—
at retirement
Your Total Contributions
—
over career
Agency Match Total
—
free money earned
Investment Growth
—
from compound returns
Annual Contribution
—
current year

TSP Key Facts (2024)

Annual Limit

$23,000/yr

Catch-up (50+)

+$7,500/yr

FERS Match

1% auto + 4% match

Vesting (FERS)

3 years for match